SUPPLY CHAIN FINANCING
& DYNAMIC DISCOUNTING

OPTIMIZING WORKING CAPITAL FOR YOU AND YOUR SUPPLIERS

Nipendo helps both buyers and suppliers optimize their working capital positions by:

  • Providing a collaborative platform where buyers, suppliers, and third party financing providers can negotiate and execute early payment offers
  • Increasing transparency throughout the order-to-payment cycle to reduce risk for all parties
  • Expediting invoice approval to allow for greater flexibility in payment terms

FINANCING OPTIONS FOR EVERY BUYER AND SUPPLIER

Nipendo seamlessly combines multiple early payment options to match the working capital needs of both buyers and suppliers. Buyer organizations with surplus cash can finance their own supply chain in exchange for early payment discounts, while banks and non-banks can step in to provide additional financing options.

REAL-TIME INVOICE APPROVAL EXPEDITES SUPPLY CHAIN FINANCING

Nipendo employs a range of advanced technologies that significantly reduce the risks and barriers typically associated with trade financing.
The system ensures that only valid and errorless invoices enter the buyer’s Accounts Payable system. As a result, close to 100% of the invoices are processed and approved for payment within minutes.

Nipendo’s trade financing partners leverage these capabilities to offer suppliers on-demand, pre-approved early payment options.

DYNAMIC DISCOUNTING: CAPTURE RISK-FREE RETURNS

Dynamic Discounting is a win-win proposition for buyers and suppliers alike.
Buyers can put their balance sheet to work capturing risk-free returns, while suppliers can alleviate cash flow worries by accelerating payments.
Nipendo enables buyers to define a sliding scale of payment terms and associated discounts. When suppliers get an invoice approval notification that includes dynamic discounting options, they are presented with a choice of payment terms and the corresponding discounts they can select from. Upon approval, payment of the discounted amount will be processed at the agreed advanced date.

“By providing real-time visibility to receivable worthiness and partnering with non-bank capital sources, Nipendo is expanding the range of available trade financing options at a time of great need.”

David Gustin, President, Global Business Intelligence and Managing Editor, Trade Financing Matters